Privacy Policy
This privacy policy (“Privacy Policy”) describes NJStateBenefits.com privacy practices for the NJStateBenefits.com Web site, including what types of information we gather and track, how we use the information, and with whom we share the information. By using the NJStateBenefits.com Web site, you agree to be bound by the terms of this Privacy Policy and by the Terms of Use. We may change this Privacy Policy at any time by posting revisions to the NJStateBenefits.com Web site, and your continued use of the NJStateBenefits.com Web site indicates your agreement to the revised terms. Accordingly, we urge you to frequently review this Privacy Policy, and, if you do not agree to the terms of this or any revised policy, please exit the NJStateBenefits.com Web site immediately.
Privacy of Children:
Children (persons under the age of 14) are not eligible to use the NJStateBenefits.com Web site without the supervision of their parents. If you
are under the age of 14 please do not submit any personal information to
us or use any function of the NJStateBenefits.com Web site. If you are
under the age of 14 please only use the NJStateBenefits.com Web site
under the supervision of your parents or guardian. If you are under 13,
please do not provide us with any information about yourself. If we discover
that we have collected any Personally Identifiable Information regarding
a child 12 or under we will delete the information as soon as possible.
What Information is Collected?
NJStateBenefits.com may collect two types of information about you: Personally
Identifiable Information and Aggregate Information that is anonymous (such
as your IP address - a number used to identify your computer when you are
on the Internet - or the type of browser you are using). Personally Identifiable
Information: “Personally Identifiable Information” refers to information
that lets us know the specifics of who you are and can be used to identify,
contact or locate you (such as your name, address, telephone number and
e-mail address). You can visit our NJStateBenefits.com Web site without
telling us who you are and without revealing any information about yourself.
You may be required to register or otherwise voluntarily provide Personally
Identifiable Information to have access to some features of the NJStateBenefits.com Web site. You always may choose not to provide the Personally Identifiable
Information, but this may lead to decreased functionality of the NJStateBenefits.com Web site for you and our inability to provide you with
certain products or services. We also may request you to voluntarily provide
Personally Identifiable Information that is not required to access features
of our site. This information enables us to make general improvements to
the NJStateBenefits.com Web site and better serve your specific interests.
Aggregate Information:
NJStateBenefits.com may transparently collect Aggregate Information through
the use of cookies or by other means. We use this information to assess
general usage patterns, administer and make improvements to NJStateBenefits.com Web site and collect demographic information useful in some way
to NJStateBenefits.com and our business partners. We hope that by using
Aggregate Information, we can update the NJStateBenefits.com Web site
to make it more useful to you and other users. We, and our business partners,
reserve the right to use, maintain, update, disclose and/or sell Aggregate
Information.
What We Will and Will Not Do With the Information You Provide:
NJStateBenefits.com uses information generally to compile statistical data,
keep in contact with users and provide them with a better interactive experience.
We may use your information specifically for the following purposes:
- to provide easy access every time you return to the NJStateBenefits.com Web site without requiring re-entry of registration information;
- to keep you informed about products and services in which you may have interest;
- to complete business transactions;
- to contact you as part of a promotion;
- to allow you to make a posting on the NJStateBenefits.com Web site;
- to administer individual accounts;
- to provide customer support;
- to meet legal requirements;
- to provide Internet security; and/or to analyze the collected information.
In the event of a merger, consolidation, or sale or transfer of all or substantially all of our assets or business, one of the assets transferred may include the information we collect about our users. We also reserve the right to collect Personally Identifiable Information about you when you sign up for our Forums. We will collect this information to ensure compliance with our rules.
NJStateBenefits.com works closely with our business partners and certain
other third parties who may perform functions on our behalf, such as fulfilling
orders, providing promotional materials to our users, sending e-mail, managing
data, processing credit card payments or providing customer service. They
have access to your Personally Identifiable Information only to the extent
necessary to perform their functions and may not use it for any other purpose.
Further, these business partners and other third parties may from time to
time wish to extend special offers to you on their own behalf. We may use
your Personally Identifiable Information to assist our business partners
in offering you these products, services and information and may act as an
intermediary (for instance, sending you e-mail on their behalf). We may also
from time to time cooperate with law enforcement inquiries, as well as other
efforts to enforce laws. We may also disclose Personally Identifiable Information
in response to legal process, such as a court order or subpoena, or to protect
the NJStateBenefits.com Web site, hosted sites or users of these sites.
We may also disclose Personally Identifiable Information in response to a
request by law enforcement if there is an investigation of criminal conduct
or other illegal activity. In most cases you may not receive notice of this
disclosure to law enforcement. Therefore, we cannot promise, nor should you
expect that, communications you make will always remain private.
Other than for the specific purposes set forth in this Privacy Policy, we
will not disclose your Personally Identifiable Information to any third parties
unless we obtain your prior consent or are legally compelled to do so. In
addition, we will not contact you without your permission except as specified
above or in connection with the registration process.
Third Party Advertising:
We may use third-party advertising companies to serve ads when you visit
the NJStateBenefits.com Web site. These companies may use information
(not including your name, address, email address or telephone number) about
your visits to this and other Web sites in order to provide advertisements
on the NJStateBenefits.com Web site and other sites about goods and services
that may be of interest to you.
Cookies:
When you visit the NJStateBenefits.com Web site, we or a third-party advertiser
may store or recognize some information on your computer in the form of
a "cookie" or similar file that can help us in many ways. For
example, cookies allow us to tailor the NJStateBenefits.com Web site
to better match your interests and preferences. With most Internet browsers
or other software, you can erase cookies from your computer hard drive,
block all cookies or receive a warning before a cookie is stored. Please
refer to your browser instructions or help screen to learn more about these
functions. If you reject cookies, functionality of the NJStateBenefits.com
Web site may be severely limited, and you may not be able to take advantage
of many of the NJStateBenefits.com Web site best features.
About Our Forums
The NJStateBenefits.com Web site feature forums (such as message boards
and chat rooms), which enable our users to communicate with each other.
We do not moderate and are not responsible for the content which you or
any user posts on any forum on the NJStateBenefits.com Web site. All
Personally Identifiable Information you post in a forum may be viewed,
collected and used by any visitor to the NJStateBenefits.com Web site
and is beyond our control. Therefore, NJStateBenefits.com strongly recommends
that you do not post on any forum private information about yourself or
other individuals.
Linking to Our Business Affiliates' and Third Party Web Sites:
The NJStateBenefits.com Web site contain links to sites operated by our
business partners and other third parties. Once you leave the NJStateBenefits.com Web site, you may or may not see a new URL in the location bar.
Please review the linked site’s privacy policies, and if you do not agree
to be bound by the terms of the policies governing that site, terminate
your visit to that site. We are not responsible for the privacy policies
and practices of the sites operated by our business partners or other third
parties.
How Secure is Your Information:
Any unauthorized use of the NJStateBenefits.com Web site may result in
criminal and/or civil prosecution. We have reasonable policies and procedures
in place to protect the privacy and confidentiality of your information
that we collect and maintain. All Personally Identifiable Information is
stored on our secured servers, behind a firewall at a data center with
access to data strictly controlled.
All product descriptions on this website are for general educational purposes only, and based on policies approved for sale in the State of NJ, United States, only. Other products are available that may not be listed, and for other states also. Please contact us at 877-652-3637 for details.
